BANKS

Products, tailored to your industry.

Banks

Banks

  • Bankruptcies: Private and regular bankruptcy
  • Commercial register: Managing directors and authorized representatives, moves, change in capital
  • Commercial register: change of company
  • Monitor direct comparison with the customer base
  • Lifts and new companies in the region
  • Potentials for new business and upselling
  • Regular audits

We offer solutions for various areas of application in banks. The main focus is on the banking monitor in order to meet the high compliance requirements in the banking sector. You can achieve cost savings with our LCR - Liquidity Coverage Ratio (LCR). For the expansion of the customer base, we cover potentials in your customer base.

  • Background

    In every area of ​​the bank, up-to-date information about business customers is required. For example, there are guidelines (BaFin, Gesetz, ...) which provide for an obligatory, partly continuous check of the customers, in the risk management, e.g. In the case of the borrower units or money laundering. In addition, new requirements, e.g. At the LCR (Liquidity Coverage Ratio) further costs for the banks. At the same time, the focus is on the acquisition of new customers and the expansion of customer relationships with banks. Current information about their own customers as well as about potentials are needed by the business advisors in order to be able to get in contact with company at the right moment.

  • Continuous verification of legitimation

    The ongoing legitimation check of existing customers is extremely important precisely in the banking segment because of the high compliance requirements. Thus, a change in the company has to be reacted promptly to the bank. In order to ensure this, monitoring systems are required. The monitors arrange events, e.g. A shareholder change automatically to the customers. Afterwards the business customer adviser is informed, so that all necessary steps can be initiated.

  • Expansion of the customer base

    Customer loyalty, expansion of business relationships and new customer acquisition are extremely important to achieve higher sales. For example. The early contact (and congratulation) of a new CEO can have very positive effects on the business relationship. Thus, up-to-date information from the business partners or from the region is extremely important for increasing the Bank's business.

  • Liquidity Coverage Ratio (LCR)

    LCR is a liquidity indicator of the Basel III framework. Credit institutions are therefore required to maintain a liquidity buffer that is sufficiently large to cover any excess liquidity losses even under unfavorable market conditions. The liquidity buffer consists of high-quality liquid assets (HQLA), which are free of cash, which can be converted into cash at any time in private markets. The LCR provides relief for small and medium-sized enterprises (SMEs) - a verified process can result in a significant cost savings in the classification of companies.

  • Solution

    With the bank monitor or with our data products, you will be able to learn about all changes to your trade register and shareholders, bankruptcies and selected target group addresses of your customers. We have created interfaces into various systems so that the customer support is often informed about the core system or by e-mail (internal). Our product can be installed directly in the data center of the bank so that no customer data must leave the computer center. Since 2017 we also offer a solution to the "LCR - SME Classification". We classify small and medium-sized enterprises in banks' banks so that SMEs can be identified, resulting in significant cost savings. Our products are developed in close cooperation with GENO RiskSolution GmbH, a 100% subsidiary of the Baden-Württemberg cooperative association of the banks, and are used by over 200 Volks- und Raiffeisenbanken.

The banking package consists of the following products

Balances Monitor

Balances Monitor

  • Balance sheets from your business partners
  • Also for bilateral accounts according to BilMoG (Accounting Law Modernization Act)
  • Delivery as PDF or XBRL file

How is the turnover of my customers and business partners developed? What are the risks? We provide you with the balance sheets of your customers, suppliers and business partners. With this information you gain new insights and can make fut...

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Balances Publications

Balances Publications

  • Balance sheets from your business partners
  • Auch für kostenpflichtige Bilanzen nach BilMoG (Accounting Law Modernization Act)
  • Delivery as PDF or XBRL file

How is the turnover of my customers and business partners developed? What are the risks? We provide you with the balance sheets of your customers, suppliers and business partners. With this information you gain new insights and can make fut...

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Bankruptcy Early Warning Monitor

Bankruptcy Early Warning Monitor

  • Information ("signals") to the economic situation of customers and business partners
  • Dozens of sources as an information base
  • No evaluation of the signal by us. You decide how to interpret the information

In addition to the hard facts from the balance sheets, there are also "soft factors" that provide information about the economic situation of companies. We search editorial and news portals, Facebook, Xing, Twitter, blogs, and special-inter...

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Bankruptcy Monitor

Bankruptcy Monitor

  • All bankruptcy information in a structured data stream
  • Import into your IT system and match with existing data
  • Approximately 150,000 new bankruptcies per year

Insolvent customers present a difficulty to predict risk to your business. Even if the probability of default is small, the consequences of non-payment may be considerable. We process daily new bankruptcy cases with your customer base and i...

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Bankruptcy Publications

Bankruptcy Publications

  • All bankruptcy information in a structured data stream
  • Import into your IT system and match with existing data
  • Approximately 150,000 new bankruptcies per year

Insolvent customers present a difficulty to predict risk to your business. Even if the probability of default is small, the consequences of non-payment may be considerable. We process daily new bankruptcy cases with your customer base and i...

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Company Monitor

Company Monitor

  • Support for sales and customer management
  • Supervision of personal and company stocks on current insolvency information and company notifications
  • We monitor customers, suppliers and debtors for you

These monitors are: Bankruptcy Monitor, Sales Monitor, Customer Monitor, Commercial Monitor, Company Monitor App...

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LCR - SME Classification

LCR - SME Classification

  • Labelling of SMEs in the bank's bank account to reduce the mandatory minimum liquidity ratio
  • Cover the requirements of Basel III
  • Delegated regulation (EU) 2015/61

With our "LCR SME Classification", the labeling of small and medium - sized enterprises in the Bank's bank account and the possibility of reclassification as SMEs is possible. The product was developed in close cooperation with GENO RiskSol...

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New Businesses

New Businesses

  • Over 3.5 million company entries in our database
  • 10,000 new entries per month
  • Over 5,000 company directories and portals from city areas, municipalities, associations and special interest serve as a source for our database

SMEs and freelancers make up the majority of companies in Germany. Companies of these legal forms are not obliged to register in the commercial register. This makes the finding more difficult. Nevertheless, these companies represent an enor...

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Sales Monitor

Sales Monitor

  • Highly qualified customer potential
  • Cyclic delivery in processable quantities
  • New companies from your region

In your gathering area new customer potential arises regularly, be it by new companies or by changes in existing companies. Our monitor keeps you informed about changes and news in your region....

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Target Group Addresses

Target Group Addresses

  • Company addresses specially compiled according to your criteria for the optimal approach of potential customers
  • Criteria options include: industry, region, age of the company, turnover, number of employees
  • Individual criteria, e.g. Addresses with specific webshop plugins or keywords on the website

When compiling your target group addresses, we use specific selection criteria tailored to your application. In addition to the usual filters such as the industry, the number of employees and the turnover, we also include additional individ...

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Trade Register Monitor

Trade Register Monitor

  • All trade registers from all over Germany
  • Approximately 550,000 publications per year
  • Processing of unstructured HR statements and delivery to customers in structured data streams

For most legal forms in Germany there is an obligation to publish. The publication obligation concerns changes to the company. These include: new entries, changes, deletions, company additions, changes in the shareholders 'councils, managin...

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Trade Register Publications

Trade Register Publications

  • All trade register publications from all over Germany
  • Approximately 550,000 publications per year
  • Processing of unstructured HR statements and delivery to customers in structured data streams

For most legal forms in Germany there is an obligation to publish. The publication obligation concerns changes to the company. These include: new entries, changes, deletions, company additions, changes in the shareholders 'councils, managin...

Learn more

Contact Us

Please contact us for further information. We look forward to your questions.


Tel: +49 721 120847-47
Fax: +49 721 120847-48
Mail: info@inobas.de

Address
Inobas GmbH
Karlstraße 21
76133 Karlsruhe

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